Insurance Terminology 101

Ever wonder what an insurance term means?  Here is a website with every term that the industry uses. http://www.roughnotes.com/insurancewords/index.html  

Buying a new car? Beware of Submarines!

If you are in the market to buy a new or used car – pay attention!  Hurricane Sandy destroyed or damaged THOUSANDS of cars.  The market is now “flooded” with these “fixed-up/cleaned-up” cars.  After these vehicles were declared totaled, the … Continued

HCC has added another new homeowners market

Humphrey, Covill & Coleman Insurance is pleased to announce the addition of another new homeowners market to our line up.  Universal Property (www.universalproperty.com) is a Florida based company that is very good at writing coastal homeowners insurance. The  company is … Continued

Plymouth Rock Announces Credit Card Payments

We’ve listened to your requests and we’re excited to announce that we will accept new payment options. Plymouth Rock will now accept payment by credit and debit cards from all customers 24 hours a day via phone and via eServices. … Continued

Texting while driving??!!!

Despite a texting ban in 35 states, researchers at NHTSA found that 71% answer phone calls and another 41% make phone calls while driving.  Some liken it to drinking and driving.  The survey showed that nearly half of all drivers … Continued

10 Most Stolen Vehicles in America

The National Insurance Crime Bureau (NICB) released a top-10 list of the most frequently stolen vehicles in the United States.   For 2010, the most frequently stolen vehicles are as follows: 1994 Honda Accord 1995 Honda Civic 1991 Toyota Camry … Continued

Happy Valentine’s Day

Happy Valentine’s Day!   We hope that you have a wonderful day celebrating the love you share with the special people in your lives. We also want to let you know, that should you get a valuable or sentimental gift on … Continued

Hard Market in 2012

All the signs are pointing to a “Hard” Market for 2012.  What does this mean for you?  Rates are going up!  Due to large losses and several recent catastrophes; poor economy; increased cost of doing business; poor return on investments; … Continued

Snow on Roofs

SNOW ON ROOFS– some roofs can handle more snow than others.  In New England, roofs should be designed to hold between 40 and 70 pounds per square foot.  The total accumulated weight of two to four feet of snow could be as … Continued

Smoke and Fire Alarms

SMOKE AND FIRE ALARMS– since house fire frequency increases in the winter, ensure that all smoke and fire detectors/alarms are in good working condition.  Consider installing a carbon monoxide detector in addition to smoke and fire alarms. www.HCandCinsurance.com