Getting married can be an exciting experience, but it's also a significant investment that requires careful planning. One way to protect your investment is by getting wedding insurance. Wedding insurance can provide financial protection against unforeseen events that could lead to financial loss, and it's important to understand the specific risks that couples in Massachusetts face.
One potential problem for Massachusetts couples is weather-related issues. Massachusetts is known for its unpredictable weather, and it's not uncommon for weddings to be impacted by severe weather conditions such as hurricanes, snowstorms, or even tornadoes. In 2018 alone, Massachusetts experienced 1,006 severe weather events, resulting in over $40 million in damages. With wedding insurance, couples can protect themselves from potential losses due to weather-related cancellations or rescheduling.
Massachusetts couples face vendor-related problems. Whether it's a vendor going out of business, failing to show up on the day of the wedding, or providing subpar service, vendor issues can be a major source of stress for couples. In 2019, the Better Business Bureau received over 1,200 complaints against wedding-related businesses in Massachusetts. Wedding insurance can help protect couples from financial losses due to vendor issues.
Liability is also a concern for couples. Accidents can happen, and if someone is injured at your wedding, you could be held liable. Wedding insurance can provide liability coverage to protect couples from potential lawsuits and financial losses.
Finally, cancellation or postponement of the wedding due to a personal issue, illness or death in the family can happen to anyone, but it can be especially stressful for couples in Massachusetts. In 2020, the state experienced a mortality rate of 4.3 deaths per 1,000 people, higher than the national average of 3.9. With wedding insurance, couples can receive financial protection in the event of a cancellation or postponement due to a covered reason.
Wedding insurance is an important investment for couples. With Massachusetts unpredictable weather, vendor issues, liability concerns, and potential for personal issues, it's important to protect your investment and one of the most important days of your life. Don't let unexpected events ruin your special day, and contact Humphrey, Covill, & Coleman Insurance about your wedding insurance today.