Substitute Transportation - What is it and why is it important?

Substitute Transportation - What is it and why is it important?

April 01, 2023

Substitute Transportation - What is it and why is it important?

Being involved in a car accident can be a stressful and inconvenient experience. Not only do you have to deal with the physical and emotional aftermath of the accident, but you may also be left without a means of transportation. This is where Substitute Transportation (Rental) coverage can be beneficial.

Substitute Transportation coverage is a type of auto insurance coverage that provides you with a rental car or other form of transportation while your vehicle is being repaired or replaced after an accident. This coverage is important where many residents rely on their vehicles for daily transportation to work, school, and other activities.

If you have Substitute Transportation coverage, your insurance company will cover the cost of renting a car or other forms of transportation such as public transportation, a taxi, or a ride-sharing service such as Uber, while your vehicle is being repaired or replaced. The cost of this coverage varies depending on the insurance company and the type of vehicle you own. However, the cost of Substitute Transportation coverage is usually lower than the cost of renting a car or other form of transportation out of pocket.

In addition to providing you with a means of transportation, Substitute Transportation coverage can also help you avoid the inconvenience of being without a vehicle. This can be especially important in where public transportation may not be as convenient or accessible as in other areas.

Substitute Transportation coverage is an important coverage option for drivers who do not have a spare vehicle. This coverage provides you with a rental car or other form of transportation while your vehicle is being repaired or replaced after an accident, helping you avoid the inconvenience of being without a vehicle. Limits generally start at $15/day up to 30 days.  If you are interested in learning more about substitute transportation coverage, please contact us. We can help you understand the coverage options available to you and help you choose the best coverage for your needs.

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