What is The Limited Water Back-up endorsement ?

What is The Limited Water Back-up endorsement ?

April 01, 2023

Limited Water Back-up Endorsement - What is it and why is it important?

The Limited Water Back-up is an endorsement available on Homeowners policies that provides protection against water damage caused by water backing up into your home through sewers, drains, or sump pumps. This coverage is important where heavy rain and flooding can cause significant water damage to homes and other properties.  It typically starts around $100/year for $5,000 coverage.

In many cases, standard Homeowner's Insurance policies do not cover water damage caused by water backing up through sewers, drains, or sump pumps. This means that if your home is damaged by this type of water damage, you may be responsible for paying for the repairs out of your own pocket. The Limited Water Back-up endorsement provides additional coverage for this type of damage, protecting you from financial losses.

Limited Water Back-up endorsement typically covers damages caused by water backing up through sewers, drains, or sump pumps up to a specified limit. The cost of this coverage varies depending on the insurance company and the limit of liability you choose.

In many regions, where heavy rain and flooding can cause significant water damage, the Limited Water Back-up endorsement is an important coverage option for homeowners. This coverage can help protect your home and personal property from water damage caused by sewer or drain backups, sump pump failures, or other water backup issues.

The Limited Water Back-up endorsement is an important coverage option for homeowners who want to protect their homes and personal property from water damage caused by sewer or drain backups, sump pump failures, or other water backup issues. If you are interested in learning more about limited water back-up endorsement, please contact us. We can help you understand the coverage options available to you and help you choose the best coverage for your needs.

Ready to Discuss Home Insurance?

Home Insurance Consultation´╗┐