Boats / Yachts / Jet Skis / ATV's / Motorhomes / Snowmobile Insurance

Getting out on the water in your watercraft can be a wonderful escape from the day-to-day, but having fun on the water can also increase liability risks.

Let us make sure your “financial boat” does not sink should you encounter rough waters.

The SouthCoast and Cape Cod have boats everywhere. From a small canoe to a luxury yacht, we have a market for your boating needs. Boat insurance covers the hull of the boat as well as the engine, sails, and other equipment attached to the boat. A boat policy can also cover your personal property on the boat, trailers, marine electronics, fishing, and sporting equipment. The boat policy’s liability section covers bodily injury, property damage, and medical payments. As an independent insurance agent, we represent many fine marine carriers. The boat policy can be tailored to meet your unique needs. Our agency also has markets that can insure your ATV and mobile home.

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft. The standard Homeowners policies has limitations in coverage on boats and trailers.

In other words, if you do not carry a boat insurance policy, you may be underinsured.

Typical coverages should include:

• Boat (Hull)
• Motor
• Marine Electronics
• Trailer
• Personal Liability
• Pollution Liability
• Medical Payments
• Towing
• Hurricane Haul-Out

We also provide insurance for the following types of boats and personal watercraft:

• Sailboat
• Runabout
• Cabin Cruiser
  
• Bass Boat
• Jet Boat
• Pontoon
• House Boat

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

• Own your home
• Have idle assisted steering installed
• Insure multiple vessels
• Bundle other kinds of insurance
• Are the original owner
• Pay your policy in full each year
• Have a clean automobile driving record
• Have a safety course certification
• Active military

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

You may think you want the least expensive insurance you can find, but cheap is not everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There is no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Contact us today, and we will help you protect what matters most.