Classic Car Insurance

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You have carefully restored your ride. Now it is time to customize an insurance policy that will cover your antique or collector car just as carefully. In fact, proper coverage is the most important thing for your classic investment.

Classic Car Insurance And You

Since the marketplace values classic and collectible cars differently, you will need a policy that provides different coverage. Classic and collectible cars often register as older vehicles and are not evaluated at their true market value according to standard insurance practices. If you have an accident, you could end up paying the out-of-pocket difference for repairs or replacements.

We understand how much time and effort you put into your car. That is why we offer specialized insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars.

With Classics Collectibles, One Size Does Not Fit All

In the same way you would customize your ride, you need a customized classic car policy.  It takes into account the car's collectible value, the miles you drive each year, and many other personalized adjustments.

Unlike standard auto insurance policies, you only pay for the coverage you need because you do not need full-time coverage. You may be surprised how incredibly affordable coverage can be for the average classic and collectible car owner. Our specialized market offers many perks including an optional membership that comes along with several benefits.

How To Qualify For Classic And Collectible Car Insurance

When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.

  • Usage: We will tailor your policy to reflect your driving habits
  • Storage: Your collectible car should be stored inside in a secure, locked garage or structure
  • Regular-Use Vehicles: The company takes into account you do not need to drive your classic car every day and reflects it in a lower premium
  • Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account