Whether it's your daily driver, your weekend ride, or the classic you've spent years restoring, Alexis can help you find coverage that fits how you drive.

Auto
Massachusetts raised its required minimum coverage in 2025, but the state minimum is rarely enough to protect your assets after a serious accident. Beyond the required coverage, collision and comprehensive protect your own vehicle. Options like roadside assistance, rental reimbursement, and gap coverage fill in the rest. Bundling with your home or renters policy may also save you money.

Motorcycle
Motorcycle coverage protects your bike, your custom parts and gear, and your liability on the road, with options suited to Massachusetts' riding season.

Classic & Collector Cars
A standard auto policy may only pay your classic's depreciated value. Classic car coverage can insure it for an agreed value, often at a lower cost that reflects limited use.

Let Alexis Shop for You
We work with many reputable carriers to find the right coverage at a competitive price.

Contact Alexis today at 508-997-3321 or Alexis@HCCInsuranceAgency.com for a no-obligation quote.

Whether you own a house or a condo, or you rent, the right policy protects your belongings, your finances, and your peace of mind. As an independent agency, HCC Insurance Agency works with many highly rated carriers, so [Rep Name] can compare options and tailor coverage to you.

Homeowners: This covers repairing or rebuilding your home after fire, wind, theft, and other covered events. It also protects your belongings and your temporary living costs, and it provides liability protection if someone is hurt on your property.

Condo: Your association's master policy stops at your walls. A condo policy covers your interior, your personal property, your liability, and loss assessments.

Renters: Your landlord's policy doesn't cover your belongings. For a low cost, renters insurance protects your possessions, gives you liability coverage, and helps with living expenses if you're displaced.

Contact Alexis today at 508-997-3321 or Alexis@HCCInsuranceAgency.com for a no-obligation quote.

Most homeowners, condo, and renters policies don't cover flood damage, yet just a few inches of water can cause tens of thousands of dollars in losses. Whether you live on the coast or near a river, flood insurance fills that gap.

Flood coverage is available to homeowners, condo owners, renters, and businesses. It can protect both your building and your belongings. Depending on your needs, private market options may also add coverage such as loss of use.

Why Work with Alexis?
HCC Insurance Agency represents more than 25 flood carriers, including both FEMA's National Flood Insurance Program and private market options. Alexis will shop the market to find the right coverage at the best available price, and will help you understand flood zones, limits, and lender requirements.

Don't Wait for the Storm
Most flood policies have a 30-day waiting period before coverage begins, so the best time to buy is before you need it.

Contact Alexis today at 508-997-3321 or Alexis@HCCInsuranceAgency.com for a no-obligation flood quote.

Lawsuits and court awards can reach into the millions, far beyond the liability limits on a typical home or auto policy. If a judgment exceeds your coverage, your savings, your home, and even your future wages could be at risk.

A personal umbrella policy adds an extra layer of liability protection over your home, auto, rental property, and boat policies. It can help cover:

• Injuries you cause in a car accident
• Injuries someone suffers on your property
• Property damage caused by you, your pet, or your children
• Attorney fees and legal costs

Limits start at $1 million, and higher limits are available. Some carriers also offer uninsured and underinsured motorist coverage, which protects you if you're hurt by a driver with little or no insurance.

It's Not Just for the Wealthy
Anyone who earns an income has something to protect. Umbrella coverage is highly affordable for the protection it provides, and bundling it with your home or auto policy may save you even more.

Contact Alexis today at 508-997-3321 or Alexis@HCCInsuranceAgency.com for a no-obligation umbrella quote.

Your engagement ring, family heirlooms, art collection, or the wine collection you've built over the years may be worth far more than your homeowners policy will actually pay. Most homeowners policies have sub-limits on valuable items, so a loss could leave you well short of what it takes to replace them.

Protect What's Irreplaceable
Scheduling your valuables, either on a separate valuable articles policy or as an endorsement to your homeowners policy, gives them coverage of their own. Each item is insured at an appraised value agreed upon with the insurance company, and there's no deductible.

Items worth scheduling include:

• Jewelry and watches
• Fine art and collectibles
• Silverware and china
• Coins and stamps
• Firearms
• Musical instruments and cameras
• Furs

Let Alexis Review Your Coverage
Alexis will help you identify gaps in your current policy and make sure your most treasured possessions are fully protected.

Contact Alexis today at 508-997-3321 or Alexis@HCCInsuranceAgency.com for a no-obligation quote.

Whether you spend your weekends on the water, on the trails, or on the road, the right coverage lets you enjoy your toys with confidence.

On the Water
We insure yachts, powerboats, sailboats, pontoon and fishing boats, and personal watercraft like jet skis and WaveRunners. Coverage options include:

• Hull, engine, and electronics
• Personal effects
• Liability and fuel spill protection
• On-water towing and hurricane haul-out

On the Trails
ATVs, UTVs, and dirt bikes often have limited or no coverage under a homeowners policy once they leave your property. A dedicated policy can protect your machine against damage and theft and provide liability coverage if someone is injured.

On the Road
Motorhomes, campers, and travel trailers are your home away from home. RV coverage can protect the vehicle, your belongings inside it, and your liability at the campsite or on the highway.

Let Alexis Build Your Coverage
From Buzzards Bay to the backwoods, Alexis will shop our carriers to find the right protection for everything you ride, tow, or float.

Contact Alexis today at 508-997-3321 or Alexis@HCCInsuranceAgency.com for a no-obligation quote.